BMO Financial Group Reports Third Quarter 2018 Results (4)

Material economic assumptions underlying the forward-looking statements contained in this document are set out in the 2017 Annual MD&A under the heading "Economic Developments and Outlook", as updated by the Economic Review and Outlook section set forth in this document. Assumptions about the performance of the Canadian and U.S. economies, as well as overall market conditions and their combined effect on our business, are material factors we consider when determining our strategic priorities, objectives and expectations for our business. In determining our expectations for economic growth, both broadly and in the financial services sector, we primarily consider historical economic data provided by governments, historical relationships between economic and financial variables, and the risks to the domestic and global economy. See the Economic Review and Outlook section of our Third Quarter 2018 Report to Shareholders.

INVESTOR AND MEDIA PRESENTATION 

Investor Presentation Materials  Interested parties are invited to visit our website at http://www.bmo.com/investorrelations to review our 2017 Annual MD&A and audited annual consolidated financial statements, quarterly presentation materials and supplementary financial information package.

Quarterly Conference Call and Webcast Presentations  Interested parties are also invited to listen to our quarterly conference call on Tuesday, August 28, 2018, at 2:00 p.m. (EDT). At that time, senior BMO executives will comment on results for the quarter and respond to questions from the investor community. The call may be accessed by telephone at 416-641-2144 (from within Toronto) or 1-888-789-9572 Passcode: 5126346. A replay of the conference call can be accessed until Monday, December 3, 2018, by calling 905-694-9451 (from within Toronto) or 1-800-408-3053 and entering Passcode: 5740558.

A live webcast of the call can be accessed on our website at http://www.bmo.com/investorrelations. A replay can also be accessed on the site.

Shareholder Dividend Reinvestment and Share Purchase  Plan (the Plan)  Average market price as defined under the Plan  May 2018: $101.54  June 2018: $101.80  July 2018: $104.05

For dividend information, change in shareholder address  or to advise of duplicate mailings, please contact  Computershare Trust Company of Canada  100 University Avenue, 8th Floor  Toronto, Ontario M5J 2Y1  Telephone: 1-800-340-5021 (Canada and the United States)  Telephone: (514) 982-7800 (international)  Fax: 1-888-453-0330 (Canada and the United States)  Fax: (416) 263-9394 (international)  E-mail: service@computershare.com 

For other shareholder information, including the notice for our  normal course issuer bid, please contact  Bank of Montreal  Shareholder Services  Corporate Secretary's Department  One First Canadian Place, 21st Floor  Toronto, Ontario M5X 1A1  Telephone: (416) 867-6785  Fax: (416) 867-6793  E-mail: corp.secretary@bmo.com 

For further information on this document, please contact  Bank of Montreal  Investor Relations Department  P.O. Box 1, One First Canadian Place, 10th Floor  Toronto, Ontario M5X 1A1 

To review financial results and regulatory filings and disclosures  online, please visit our website at http://www.bmo.com/investorrelations.

Our 2017 Annual MD&A, audited annual consolidated financial statements and annual report on Form 40-F (filed with the U.S. Securities and Exchange Commission) are available online at http://www.bmo.com/investorrelations and... at http://www.sedar.com. Printed copies of the bank's complete 2017 audited financial statements are available free of charge upon request at 416-867-6785 or corp.secretary@bmo.com.

Annual Meeting 2019  The next Annual Meeting of Shareholders will be held on Tuesday, April 2, 2019 in Toronto, Ontario.

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Media Relations Contacts: Paul Gammal, Toronto, paul.gammal@bmo.com, +1-416-867-3996; Investor Relations Contacts: Jill Homenuk, Head, Investor Relations, jill.homenuk@bmo.com, +1-416-867-4770; Christine Viau, Director, Investor Relations, christine.viau@bmo.com , +1-416-867-6956